
For complete details, please see the Value Program Terms & Conditions. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit® associated with your Enrolled Account. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or a bill payment made at minimum once per month. Multiple products in a single Product Category will be considered one Product Category. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships.
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For full details including defined terms visit By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee.


Royal Bank of Canada reserves the right to withdraw this offer at any time without notice, even after acceptance by you. This offer may not be combined or used in conjunction with any other Personal Banking Account offers unless otherwise indicated. RBC has the right to determine what is considered payroll. You will be eligible to receive a complimentary Apple iPad (Apple 10th Generation Wi-Fi iPad 64GB, Model # MPQ03VC/A (Silver) MPQ13VC/A (Blue) MPQ23VC/A (Yellow) MPQ33VC/A (Pink)), when you open your first new Eligible Personal Banking Account of either an RBC Signature No Limit Banking® account (monthly fee of $16.95) or RBC VIP Banking® account (monthly fee of $30) by 9PM EST Jand complete two of the following ”Qualifying Criteria” by 9PM EST January 9, 2024: set up two pre-authorized payments from the Eligible Personal Banking Account and/or one automated and recurring payroll or pension direct deposit to the Eligible Personal Banking Account, and/or two eligible bill payments to a service provider from the Eligible Personal Banking Account.

To take advantage of this offer, you must be a resident of Canada and age of majority by Octoand you must not have an existing Personal Banking Account with Royal Bank of Canada or any of its deposit taking subsidiaries at the beginning of the “Promotional Period” on May 2, 2023, or in the prior five year period, and otherwise comply with the terms of the offer.
